Basic Principles of Construction Insurance
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Understand the basics of insurance policies available on construction projects, claims that may be covered, and common problems in making claims.Claims for damage to property or persons often arise in connection with ongoing or completed construction projects. For many of these claims parties maintain insurance that may potentially provide a source for coverage and recovery for those claims. This topic will address excess insurance policies, builders' risk insurance, and errors and omissions (aka professional liability) policies for design professionals and typical exemptions. In a world that is constantly changing, this topic will address some of the latest developments in how federal and some state courts are interpreting insurance contracts. This content has been prepared by attorneys with more than 35 combined years of experience in construction litigation and will help you understand the basics of insurance policies available on construction projects, the types of claims that may be covered, and common problems in identifying and making claims under those policies.
AuthorsDana Chaaban, Carlton Fields, P.A. Michael Jay Rune II, Carlton Fields, P.A.
Comprehensive General Liability
• Property Damage or Bodily Injury
• Policy Period and Triggers
• Exclusions Typically Involved in Construction Claims
• Insureds and Additional Insureds
• Notice and Other Requirements
Other Insurance Issues
• Builder's Risk
• Workers' Compensation
• Design Liability
• Excess Coverage
• Other Insurance Coverages